Should 66% of post-tax earnings be earmarked for mortgage, property taxes, and insurance? With limited leftover funds despite a substantial savings account, is this financial strategy sustainable?
i think puting 66% of your income in housing is a bit reisky. you’ll probbly struggle when unexpected bills hit. consider easing up to keep some wiggle room for life’s surprises.
Dedicating 66% might be stretching things thin. I wonder how you manage other expenses and emergencies. Has anyone found a strategy to balance such high housing costs with day-to-day needs?