Laid off from my tech role, my $4100 home payment strains me. A roommate offsets expenses, but job uncertainty forces me to consider selling my property.
I wonder if you’ve explored creative ways to leverage your property or any immediate bridge funding while searching for new opportunities? How do you feel about tweaking your budget to ease this hardship?
Since you mentioned your current cost is a strain despite having a roommate, it might help to explore temporary financial relief measures. In my past experience during a similar period, I negotiated with my lender for a forbearance program, which provided some breathing room while searching for new opportunities. You could also investigate renting out another room or using a portion of your property as a short-term rental if market conditions allow it. Consolidating your financial obligations and focusing on niche freelance roles could further alleviate the pressure during this transition.