My boyfriend is upset because I declined to guarantee his mortgage refinance on a property where I have no legal ties. Am I the issue?
I get your caution – it’s tricky mixing finances when you’re not on the title. Have you talked about balancing trust with financial boundaries? I’m curious how you both could approach this so neither feels pressured.
Having navigated similar financial decisions myself, I understand the position. Committing to something that legally binds you to an asset you don’t own can be risky, and it’s wise to protect your personal interests. It is important to communicate these concerns clearly so that the other party understands your reasoning. In my experience, setting these boundaries early on helps prevent misunderstandings, and it affirms that trust in a relationship should not require compromising financial security.
hey im with u. backing a refinace when not on the title seems a bit dicey. you dont wanna risk your cred if u dont even have a stake. honestly, it’s smart to draw some boundaries before things get too messy.