Hey everyone, I’m in a bit of a pickle and could use some advice. My boyfriend and I have been together for about 4 years, with some ups and downs. I recently bought a condo on my own, and now he’s suggesting he pay $20,000 towards my mortgage in exchange for a stake in the equity.
Here’s the thing: the condo’s value has dropped by $20k since I bought it, and I don’t have spare cash to buy him out if things go south. I’m not sure this is a good idea, but he’s pretty set on it. He says it’s the only way to make things ‘equal’ between us.
I’ve tried suggesting alternatives, like him investing his money elsewhere or us selling this place and buying something together in the future. But he’s fixated on getting a piece of my current condo’s equity.
Am I missing something here? Should I consider his offer? I’m feeling a bit lost and could really use some perspective, especially from other women who might have been in similar situations.
Thanks in advance for any advice!
girl, be careful! mixing money n relationships can get messy fast. why’s he so fixated on ur condo? seems fishy tbh. maybe he’s feeling insecure? talk it out, see what’s really bugging him. but don’t rush into anything that could leave u in a tough spot later. trust ur gut on this 1!
I’ve seen situations like this before, and it’s rarely a good idea to mix finances this way, especially when you’re not married. The drop in condo value is a red flag - you’d be taking on all the risk while he gets potential upside. Plus, if things go south, you’d be stuck in a financial tangle that’s hard to unwind.
Have you considered why he’s so insistent on this particular arrangement? It might be worth digging deeper into his motivations. Maybe there’s an underlying concern or goal you can address in a different way. Remember, a relationship should be about partnership, not just financial equity.
If I were in your shoes, I’d stand firm on keeping the condo separate. There are plenty of other ways to build a life together that don’t involve such a risky financial entanglement. Trust your instincts on this one.
Hey there! I’m curious, have you guys talked about why he’s so set on this particular arrangement? It’s a big decision, and I wonder if there’s more to his reasoning. Maybe exploring his motivations could lead to a solution that works for both of you without the financial risks. What do you think?