Hey everyone,
I’m still in shock and wanted to share something that happened today. TD bank reached out to me with a mortgage offer that seems too good to be true. They’re proposing a rate of just 2.68%!
I’m curious if anyone else has received a similar offer recently. It’s so low that I’m having trouble believing it’s real. Has the mortgage market suddenly become super competitive, or is TD just being extra generous?
If you’ve gotten a comparable offer or have any insights about why rates might be dropping so dramatically, I’d love to hear your thoughts. This could be a game-changer for home buyers and those looking to refinance.
What do you all think? Is this the new normal, or am I just incredibly lucky?
That’s intriguing! Have you checked if it’s a teaser rate or if there are any strings attached? I’m curious about the terms and conditions. Maybe TD’s testing a new strategy? It’d be interesting to hear if others got similar offers. Keep us posted on what you decide!
While that rate does sound exceptionally low, it’s crucial to approach such offers with caution. Banks rarely provide rates significantly below market average without specific conditions. I’d recommend scrutinizing the terms carefully, particularly the loan duration, any potential rate adjustments, and associated fees. It’s also worth considering your long-term financial goals and how this mortgage aligns with them. Perhaps consult a financial advisor to ensure this offer truly benefits your situation before committing. Remember, what seems too good to be true often comes with hidden complexities in the financial world.
wow thats crazy low! i haven’t heard of rates that good in ages. maybe TD’s tryin to get more customers? i’d jump on that if i were u, but make sure to read the fine print. sometimes banks hide fees or restrictions in the details. good luck!