Summary: After analyzing Bay Area market trends with rising HOA fees, insurance, interest rates, and taxes, could purchasing condos or townhomes ever be financially smarter than renting?
hey i think if u can handle the extra fees, a condo can work out long term. renting might seem cheaper short term, but buying could be smarter if market stays stable. just do the math thots out befor u decide.
Just my take - sometimes I wonder if you’re paying extra fees for hassle and shared upkeep in condos and townhomes. Does anyone find that these benefits really cushion market dips effectively? What are your experiences with communal living costs versus solo property expenses?