Hey everyone, I’m in a bit of a pickle and could use some advice. Wells Fargo just reached out to me about my mortgage from 20 years ago. They sent me a package and called, saying they need me to sign the mortgage again because their copy isn’t clear enough. They claim there are no changes to the document, it’s just to make their copy more legible.
I’m pretty skeptical about this whole thing. I mean, it’s Wells Fargo we’re talking about, and I don’t exactly have a ton of trust in them. I did my due diligence and called their official number to confirm this request is legit, and it seems to be. But I’m still not comfortable with it.
What I’m wondering is, can anything bad happen if I decide not to sign this new package? Are there any risks involved in refusing? I really don’t want to do it if I don’t have to. Has anyone else dealt with something like this before? Any insights would be super helpful. Thanks!
I’ve encountered similar situations in my work as a real estate attorney. While Wells Fargo’s request isn’t unheard of, it’s prudent to exercise caution. I’d recommend obtaining a written explanation detailing the specific reasons for this re-signing request. Additionally, consider having a legal professional review the documents before proceeding. There may be potential risks in not complying, such as difficulties refinancing or selling your property in the future. However, it’s crucial to ensure that the terms remain unchanged and that this isn’t an attempt to modify your existing agreement. Proceed with due diligence and don’t hesitate to seek professional advice if you have any doubts.
dude, that sounds fishy af. wells fargo’s got a sketchy rep, so i’d be super careful. maybe get a lawyer to look it over? don’t sign anything u ain’t 100% sure about. banks can be sneaky, and 20 years is a long time. trust ur gut and protect urself, man.
Hmm, that’s an unusual request from Wells Fargo. Have you considered asking them for a detailed explanation in writing? Maybe there’s more to this story. What if you inquire about alternatives to re-signing? It’d be interesting to hear their response. Keep us posted on what happens!