Is It Unreasonable Not to Add My Indebted Fiancé to the Home Title and Mortgage?

I’m buying a home completely with my funds due to his heavy debt load. His request to be added worries me financially even though he claims it signifies our unity.

Hey, I get the dilemma. Wondering if there’s room for compromise? Perhaps keeping finances separate while showing commitment in other ways could ease worries. What have others experienced in similar situations?

I’ve encountered a similar predicament in personal encounters. My experience taught me that while joint home ownership can symbolize unity, it may also introduce financial vulnerabilities when one partner carries significant debt. In situations like these, it is crucial to weigh the emotional value against the economic risk. Keeping the property title and mortgage tied solely to the financially stable partner can prevent unforeseen complications. It may also help to work on other methods of demonstrating commitment that don’t involve merging assets in a way that could jeopardize financial security.