Is property investing more beneficial than equity investing in India?

A decade-old property in Indore has shown remarkable growth, outpacing SIP returns. As a new investor with clean records, is investing in tier-2 cities a smart choice?

I lean towards property if you prefer tangible assets, but equities offer faster liquidity. Have you thought about balancing both to manage risk? What’s your long-term vision with tier-2 investments?

In my personal experience, property investing in India can provide long-term stability that equity investments might not guarantee, particularly in emerging tier-2 cities. When working with properties, I have noticed that the tangible asset aspect sometimes minimizes the emotional volatility that accompanies equities. A well-chosen real estate asset even in a developing locality can deliver steady rental yields and potential capital appreciation. However, the liquidity provided by equity markets is an advantage during market downturns. It is also important to consider market trends, regulatory environments, and how each asset class ties in with one’s overall financial strategy.