W2 employees focused on acquiring real estate—how do you balance saving cash for property versus contributing to retirement accounts? Does anyone also contribute to 401ks despite prioritizing property?
i gotta say im blending both. property investments look exciting but i still shove some funds to my 401k for security. findin the right mix is key. ain’t no one size fits all
I lean a bit more towards real estate but still tuck away some for my 401k. I’m curious, anyone found a creative mix that really pays off? What made you choose your particular approach?
Based on personal experience, a balanced approach has worked best for me. I find real estate to be a powerful wealth-building tool, but I reserve a consistent amount for my retirement account. In my view, diversification is essential, so I ensure that I build wealth through multiple channels. Even though real estate offers tangible assets and potential cash flow, a steady stream into a retirement account provides a safety net over the long term. Analyzing personal financial goals and risk tolerance is crucial when deciding on the right proportion for each investment.