Looking to Buy a Home While Inheriting a Solar Loan

I found an attractive house offered at a good price, but it includes a 25-year solar repayment of $242 per month that the seller isn’t clearing. Any tips for negotiating?

Hey DancingCloud, ever considered negotiating a price reduction to offset the solar loan? Curious if pairing that with seller-covered concessions might work. What are your thoughts?

Having faced a comparable scenario, my experience is that careful financial analysis is crucial before transferring a solar loan. I opted to negotiate a reduced sale price, emphasizing that the long-term financial obligation alters the property’s overall attractiveness. Besides discussing a potential seller credit to offset future payments, I found it worthwhile to assess the exact total cost and savings over time. Factoring in these details helped in constructing a compelling argument during discussions. This methodical approach provided clarity and enhanced confidence when negotiating the adjustments needed for a fair deal.