I’m in a tough spot with a friend. She wanted me to cosign a mortgage with her husband because her credit score is awful. I said no way. They already owe me money from past loans I never got back.
Now she’s inviting me on trips like nothing happened. I feel used and stopped talking to them. But I’m not sure if I did the right thing.
Some background:
- They’re always broke and complaining about it
- They have kids and big dogs but can’t keep jobs
- She’s got a hot temper and even brags about mouthing off to cops
- I’ve helped them with rent and bills before (about $2,500 total)
Should I have explained why I’m cutting them off? Or just ghost them like I did? What would you do?
nah man, u did the right thing. friends who only hit u up for money aint real friends. they sound like a trainwreck waiting to happen tbh. better to cut ties now before they drag u down with em. ghosting might seem harsh but sometimes its the only way to protect urself. stay strong bro
Hey, I get why you’re conflicted. Have you thought about talking to them one last time? Maybe they don’t realize how their actions affected you. What if you set some clear boundaries? It could be a chance to salvage the friendship if that’s something you want. What do you think?
You made the right call. Cosigning a mortgage is a massive financial risk, especially for someone with a history of not repaying debts. Their pattern of irresponsible behavior and inability to maintain stable employment are major red flags.
It’s understandable to feel conflicted about ending a friendship, but protecting your financial well-being is crucial. While an explanation might have provided closure, sometimes a clean break is necessary when dealing with manipulative individuals.
In the future, it’s wise to establish clear boundaries around money and lending. True friends respect those boundaries and don’t put you in compromising positions. Focus on cultivating relationships built on mutual respect rather than financial dependency.