Hey everyone, I’m curious about your financial situations and how they’re impacting your lives. My partner and I recently bought a house with a $820k loan. We’re making decent money (I’m on $146k before super, partner’s on $89k), but it’s only been 3 months and I’m already feeling the pressure.
I can’t stop thinking about the mortgage. At work, I’m always doing mental math, trying to figure out how long we’ll be paying this off. It’s really getting to me. I don’t enjoy my job at all and the stress is piling up. The thought of finding a new job is daunting too, with all those interviews and assignments they make you do.
How about you guys? What are your numbers like? And more importantly, how are you handling it all? Are you feeling okay or is it weighing on you too? Let’s chat about it!
our loan’s $650k, combined income around $180k. it’s tough, man. always stressin bout bills n stuff. can’t even think bout changing jobs cuz of the mortgage. we’re hanging in there, but it’s a constant worry. you’re not alone in this struggle!
Wow, those are hefty numbers! I’m curious, have you guys considered rental income to ease the pressure? Like, maybe renting out a spare room or garage? It could be a game-changer. How’s your work-life balance holding up with all this? Sending good vibes your way!
I understand your situation all too well. Our household’s in a similar boat with a $780k loan and combined income of $195k. The financial pressure is undeniable. We’ve had to make significant lifestyle adjustments to manage the repayments. Cutting back on discretionary spending and finding ways to increase our income has been crucial. Despite the challenges, we’re focusing on the long-term benefits of homeownership. It’s a balancing act between financial prudence and maintaining quality of life. Have you considered speaking with a financial advisor? They might offer strategies to alleviate some of the stress you’re experiencing.