Mortgage prepayment might seem beneficial by saving interest and boosting home equity, yet critics argue that alternative investments offer better returns. What factors might undermine its value?
Interesting thread! Could losing out on mortgage tax deductions or remaining flexible with debt be a factor? I wonder if sometimes retaining that cash could allow better-placed investments down the line. Thoughts on how these trade-offs might play out in different markets?
i think by paying off early you lock up cash that might be better off in investments. not having liquid funds means you could miss out if more promising opportunities show up.